How to check credit score Utica

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How I Got a Credit Card Late Fee Waived Know how to get that late fee waived? access free credit report

I use a couple of different credit cards every month to pay my bills and handle basic spending (groceries, gas, etc.). I also have one random card that I use to pay my traffic toll tag automatically.

About once every other month a new toll charge hits. This card, unfortunately, cant be paid automatically. At least I couldnt figure out how to pay it automatically.

As an aside, I recommend that everyone sets up automatic payments on their credit cards. That way your entire balance is paid off each month without you having to remember.

Its just a good system to have in place for all of your cards. credit report protection

Long story, short, I missed the payment deadline on this randomly used card, and didnt realize it until a couple of days later. Once I realized it, I immediately panicked and logged into my online account. My first thought was that I need to remove the automatic how to check credit score Utica toll charge that hits my card every other how to check credit score Utica month. A more routine, monthly how to check credit score Utica bill would be better suited for keeping this card active. My next thought was to make how to check credit score Utica a call and ask for forgiveness. I called up the bank and how to check credit score Utica begged to have the credit card late fee waived, sighting my prior clean record. The rep took my payment (from my other bank debit card), how to check credit score Utica and waived the late fee! credit card fraud reporting But I dont think that would have worked as effectively.

I think its key in these situations to take how to check credit score Utica the passive approach. You are how to check credit score Utica far more likely to get the result you need if you play it cool. If you cant convince the rep how to check credit score Utica in a nice way, then I suggest asking to speak to their supervisor: someone who can waive the fee for you.